Using an unregulated adviser to deliver care funding advice

Not all care conversations require regulated advice, most do not need to start with it and with demand significantly outweighing the number of specialist regulated financial advisers it is neither appropriate nor achievable.

More than 80 per cent of the advice can be provided by an unregulated care funding adviser and using the expertise of unregulated advisers who can quality assure their advice should be considered good practice.

Without question, care fees planning needs an intergenerational advice approach from both regulated and unregulated financial advisers to provide a comprehensive, joined up advice provision to satisfy client and regulatory requirements.

Read more in this FT Adviser article


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